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Medicare A & B cover 80% of Medicare approved services, leaving customers with the remaining 20% and deductibles for Part A and Part B. We offer Medicare Supplements and Medicare Advantage Plans to help offset the remaining 20%.
Medicare Advantage are plans, sold through private insurance companies, that take the place of traditional Medicare coverage. You do not lose your Medicare coverage, but you put it aside while enrolled in Medicare Advantage. Most plans offer very low up front premiums and you pay co-pays or co-insurance for all services you receive. One example might be a co-pay of $15 for a Primary Care Doctor visit. These plans usually provide Prescription drug coverage as well as health. You should let NorthTrust give you a comprehensive explanation of the benefits and requirements of your enrollment into these plans.
Consider these facts in deciding if a Medicare Advantage Plan for hospital and medical coverage is right for you:
Medicare Supplements can assist in covering the remaining 20% of Medicare approved charges, or deductibles, that Original Medicare does not cover.
Medicare Supplement policies generally don’t cover long-term care, vision or dental care, hearing aids, eyeglasses, or private-duty nursing.
Medicare drug coverage helps pay for prescription drugs you need. Even if you don’t take prescription drugs now, you should consider getting Medicare drug coverage. Medicare drug coverage is optional and is offered to everyone with Medicare. If you decide not to get it when you’re first eligible, you’ll likely pay a late enrollment penalty if you join a plan later. Generally, you’ll pay this penalty for as long as you have Medicare drug coverage.
Drug plans are offered for a monthly premium and offer your prescription drugs to you at discounted prices instead of paying retail prices.
Medicare A & B cover 80% of Medicare approved services, leaving customers with the remaining 20% and deductibles for Part A and Part B. We offer Medicare Supplements and Medicare Advantage Plans to help offset the remaining 20%.
Medicare Advantage are plans, sold through private insurance companies, that take the place of traditional Medicare coverage. You do not lose your Medicare coverage, but you put it aside while enrolled in Medicare Advantage. Most plans offer very low up front premiums and you pay co-pays or co-insurance for all services you receive. One example might be a co-pay of $15 for a Primary Care Doctor visit. These plans usually provide Prescription drug coverage as well as health. You should let NorthTrust give you a comprehensive explanation of the benefits and requirements of your enrollment into these plans.
Consider these facts in deciding if a Medicare Advantage Plan for hospital and medical coverage is right for you:
Medicare Supplements can assist in covering the remaining 20% of Medicare approved charges, or deductibles, that Original Medicare does not cover.
Medicare Supplement policies generally don’t cover long-term care, vision or dental care, hearing aids, eyeglasses, or private-duty nursing.
Medicare drug coverage helps pay for prescription drugs you need. Even if you don’t take prescription drugs now, you should consider getting Medicare drug coverage. Medicare drug coverage is optional and is offered to everyone with Medicare. If you decide not to get it when you’re first eligible, you’ll likely pay a late enrollment penalty if you join a plan later. Generally, you’ll pay this penalty for as long as you have Medicare drug coverage.
Drug plans are offered for a monthly premium and offer your prescription drugs to you at discounted prices instead of paying retail prices.
NorthTrust Insurance is here to help you pick which Medicare options are best suited for your needs. We’ve been helping seniors in Hopkinsville, KY with their Medicare questions since 2006.
Call us today to discuss your needs. There’s never a charge for working with us, we are here to help you!
To speak with a licensed insurance agent,
call 270-885-0811, Mon-Fri 9:00am to 4:00pm.
Summer Hours are 9am to 3pm Mon-Thu from May 1 thru Sep 1.
You can contact us by email at info@northtrustinsurance.com
Serving Hopkinsville, Cadiz, Elkton, Christian County
and surrounding areas. Call us today!