Products

Products

Northtrust Insurance can help you with all of your insurance needs, including Life Insurance, Health Insurance and LongTerm Care Insurance.

We have listed some of the top points for each kind of insurance below but call us today for a free consultation. There’s never any charge for our services and we can help you find what’s right for your needs and your budget.

Long-Term Care (LTC)

Longterm care (LTC) is a range of services and supports you may need to meet your personal care needs. In general, Medicare does not pay for long term care. Longterm care can come in many forms that can include:

  • Assisted Living Facilities
  • Nursing Homes
  • Adult Daycare Centers
  • Home Health Services

There are several factors in how much a LTC plan will cost; age, location, inflation protection, length of benefit, and elimination period. Selecting how much coverage and options you need can be very confusing. We can help determine the options you need to help fit your budget.

Life Insurance

Life insurance can help provide your loved ones with some peace of mind after your passing. When you buy a life insurance policy, you are making an agreement with an insurance company to pay a monthly premium in exchange for a payment (or “death benefit”) to your beneficiaries at the time of your death.A life insurance death benefit can be used to replace the income of the policyholder, to leave an estate, or pay off debts that remain after your passing.
 
You can purchase a life insurance policy that lasts for just a few years (term coverage) or for your entire life, with death benefits ranging anywhere from several hundred dollars to several million dollars. We offer Term Life Insurance and Permanent Life Insurance. We will be glad to assist you in understanding the two and deciding which would work best for your individual needs.

Individual Health Insurance

Depending on the policy, coverage includes:

  • Physical exams and health screenings.
  • Prescription drugs.
  • Hospitalization and emergency care.

Dental Insurance

Dental insurance reduces the share of outofpocket costs associated with dental care. Dental insurance benefits are not standardized. One dental plan may cover a different collection of services than another dental plan. We will be happy to discuss options that best fit your individual needs.

Vision Insurance

Most vision insurance plans are discount plans or wellness benefit plans that provide specific benefits and discounts for an annual premium. As such, they can be used to cover much of the cost of basic eyewear. They also reduce the cost of premium enhancements such as progressive lenses and protective coatings. We will be happy to discuss options that best fit your individual needs.

Northtrust Insurance can help you with all of your insurance needs, including Life Insurance, Health Insurance and LongTerm Care Insurance.

We have listed some of the top points for each kind of insurance below but call us today for a free consultation. There’s never any charge for our services and we can help you find what’s right for your needs and your budget.

Long-Term Care (LTC)

Longterm care (LTC) is a range of services and supports you may need to meet your personal care needs. In general, Medicare does not pay for long term care. Longterm care can come in many forms that can include:

  • Assisted Living Facilities
  • Nursing Homes
  • Adult Daycare Centers
  • Home Health Services

There are several factors in how much a LTC plan will cost; age, location, inflation protection, length of benefit, and elimination period. Selecting how much coverage and options you need can be very confusing. We can help determine the options you need to help fit your budget.

Life Insurance

Life insurance can help provide your loved ones with some peace of mind after your passing. When you buy a life insurance policy, you are making an agreement with an insurance company to pay a monthly premium in exchange for a payment (or “death benefit”) to your beneficiaries at the time of your death.A life insurance death benefit can be used to replace the income of the policyholder, to leave an estate, or pay off debts that remain after your passing.
 
You can purchase a life insurance policy that lasts for just a few years (term coverage) or for your entire life, with death benefits ranging anywhere from several hundred dollars to several million dollars. We offer Term Life Insurance and Permanent Life Insurance. We will be glad to assist you in understanding the two and deciding which would work best for your individual needs.

Individual Health Insurance

Depending on the policy, coverage includes:

  • Physical exams and health screenings.
  • Prescription drugs.
  • Hospitalization and emergency care.

Dental Insurance

Dental insurance reduces the share of outofpocket costs associated with dental care. Dental insurance benefits are not standardized. One dental plan may cover a different collection of services than another dental plan. We will be happy to discuss options that best fit your individual needs.

Vision Insurance

Most vision insurance plans are discount plans or wellness benefit plans that provide specific benefits and discounts for an annual premium. As such, they can be used to cover much of the cost of basic eyewear. They also reduce the cost of premium enhancements such as progressive lenses and protective coatings. We will be happy to discuss options that best fit your individual needs.

Looking for Medicare Help?

Visit our Medicare page to learn more or call us today at 270-885-0811 to speak to one of our friendly Insurance Agents.

We're Here To Help.

Contact us for more information and Insurance Quotes

To speak with a licensed insurance agent,
call 270-885-0811, Mon-Fri 9am to 4:00pm.

You can contact us by email at info@northtrustinsurance.com

We're Here To Help.

Contact us for more information and Insurance Quotes

To speak with a licensed insurance agent,
call 270-885-0811, Mon-Fri 9:00am to 4:00pm.

Summer Hours are 9am to 3pm Mon-Thu from May 1 thru Sep 1.

You can contact us by email at info@northtrustinsurance.com